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GENIUS Act

The CLARITY Act Explained: How a 20% Test Decides Whether the SEC or CFTC Regulates a Token

The CLARITY Act Explained: How a 20% Test Decides Whether the SEC or CFTC Regulates a Token

The CLARITY Act Explained: How a 20% Test Decides Whether the SEC or CFTC Regulates a Token The CLARITY Act is the U.S. crypto "market structure" bill now sitting one vote away from the Senate floor. Its core mechanism is deceptively simple: a decentralization test — including a

One Year, Zero Final Rules: The GENIUS Act's Missed Deadline and a $316B Stablecoin Market in Limbo

One Year, Zero Final Rules: The GENIUS Act's Missed Deadline and a $316B Stablecoin Market in Limbo

One Year, Zero Final Rules: The GENIUS Act's Missed Deadline and a $316B Stablecoin Market in Limbo The GENIUS Act — America's first federal stablecoin law — passed its own one-year rulemaking deadline on July 18, 2026 with no final rules in place. Regulators issued 10 proposed

Circle's National Trust Bank: What a $73B Stablecoin Issuer Can — and Can't — Do as a 'Bank

Circle's National Trust Bank: What a $73B Stablecoin Issuer Can — and Can't — Do as a 'Bank

Circle's National Trust Bank: What a $73B Stablecoin Issuer Can — and Can't — Do as a "Bank" On July 10, 2026, Circle — issuer of the USDC stablecoin — won final approval from the OCC to open a national trust bank. Headlines called it "Circle becomes