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The CLARITY Act Explained: How a 20% Test Decides Whether the SEC or CFTC Regulates a Token

The CLARITY Act Explained: How a 20% Test Decides Whether the SEC or CFTC Regulates a Token

The CLARITY Act Explained: How a 20% Test Decides Whether the SEC or CFTC Regulates a Token The CLARITY Act is the U.S. crypto "market structure" bill now sitting one vote away from the Senate floor. Its core mechanism is deceptively simple: a decentralization test — including a
Carus Cha 24 Jul 2026
Should Stablecoins Pay Yield? The $1.5 Trillion Question Splitting Banks and Crypto

Should Stablecoins Pay Yield? The $1.5 Trillion Question Splitting Banks and Crypto

TL;DR — The single biggest thing blocking the US Digital Asset Market Clarity Act (CLARITY Act) in the Senate is a narrow-sounding question with huge stakes: should stablecoins be allowed to pay yield? Three competing studies reach wildly different conclusions — a White House model says banning yield barely moves
Carus Cha 05 Jul 2026

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